10 Ways to Beat Mortgage Stress in 2025

Make biweekly payments – Cuts interest and shortens term.

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Extra principal payments – Accelerates payoff without refi.

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Refinance now – Lock in drops for immediate relief.

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Compare renewal rates – Shop brokers to save thousands.

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Shorter loan terms – 15-year for lower total interest.

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Timely payments always – Builds credit for better future deals.

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Budget ruthlessly – Track expenses to free up cash.

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Side hustle income – Direct extras to mortgage.

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Downsize strategically – Smaller home, lower costs.

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Seek pro advice – Brokers negotiate on your behalf.

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