10 Best US Banks for Digital Nomads (2025)

Mercury – Built for businesses: free wires, virtual cards, and team control.

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Citibank – Massive ATM network + fee-free international wires.

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HSBC Premier – Access accounts in 60+ countries with zero foreign fees.

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Payoneer – Great for freelancers; get paid globally in multiple currencies.

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Revolut – USD account, crypto trading, and smart budgeting tools.

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Wise – Manage 40+ currencies with ultra-low transfer fees.

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Chime – 100% fee-free banking with early deposits and auto-savings.

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Ally Bank – No foreign fees, 4% APY savings, and 24/7 support.

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Capital One 360 – No monthly fees, 70K+ ATMs, and early paycheck access.

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Charles Schwab Bank – Free worldwide ATMs + no foreign fees. Perfect for global travelers.

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